Financial Planning
Developing a custom financial and investment plan based on your anthem is foundational to our working relationship. The plan is our compass and anchor.
We refer and rely upon your plan often as we deal with the realities of life and changing circumstances. It is not a binder that goes on a shelf — it is the document we open together every time something changes: a promotion, a move, a market drawdown, a new grandchild, a business offer you weren’t expecting.
While every plan is different, most cover the same terrain. What varies is emphasis: which decisions are urgent, which are noise, and which ones will still matter in twenty years.
What your plan will address.
- Cash flow (budget)
- Risk preference
- Goal-based planning
- Purchasing real estate
- Education funding
- Investing
- Retirement
- Estate planning
Six domains, one document.
Select a domain to see the specific work behind it. Nothing here is theoretical — every item shows up as a task with an owner and a date.
Give every dollar a visible job.
We start with what actually moves through your household each month, then build a savings architecture that funds your goals automatically instead of relying on willpower at the end of the month.
- Household spending baseline and surplus mapping
- Emergency reserve sizing tied to income volatility
- Automated funding order across accounts
How the first year actually goes.
No mystery, no drawn-out sales process. Here is the sequence, start to steady state.
- Phase 0160 minutes
Discovery
A conversation about what money is for in your life — the values, the people, and the deadlines. No documents required to start.
- Phase 021–2 weeks
Data & diagnosis
We gather statements, tax returns, and policies, then build the baseline picture of where you are and what your current trajectory produces.
- Phase 032 weeks
Plan design
Scenarios modeled side by side, with the trade-offs made explicit so you can see what each choice actually costs and buys.
- Phase 0430–60 days
Implementation
Accounts opened, transfers completed, savings automated, coverage adjusted. We handle the paperwork sequence so nothing stalls.
- Phase 05Ongoing
Ongoing stewardship
Annual deep refresh, checkpoints between, and a standing invitation to call before any large decision — not after.
Questions people actually ask.
No. Planning engagements begin with a conversation about your situation and goals. Investment management fees are asset-based and published, but the planning conversation is not gated by an account minimum.
Most plans are a bound document delivered once. This is a living plan: it is refreshed annually, revisited whenever your life changes, and paired with written decision rules so market noise does not rewrite it.
Yes, and it is strongly encouraged. Anthem Financial does not provide legal or tax advice, so coordination with your existing professionals is how the plan stays executable.
Discovery, document gathering, and a baseline diagnosis. Most households see their complete financial picture on one page for the first time within the first month.
A full annual review, scheduled checkpoints in between, and an open line whenever a decision is in front of you. Frequency scales to complexity, not to sales cycles.